ISSN 2413-2322 (Online)

ISSN 2221-1055 (Print)

UDS: 347.278 DOI: https://doi.org/10.32317/2221-1055.202008031
Фінансові відносини та бухгалтерський облік

Lending in the system of agrarian transformations of Ukraine / Hladii M.V., Luzan Yu.Ya. // Ekonomika APK. - 2020. - № 8 - P. 31

The purpose of the article is to substantiate the need for further development of the lending system for agricultural producers in Ukraine, determine the feasibility of creating agricultural cooperative banks, the development of land mortgage lending and other instruments of financial and credit support, taking into account the best world experience and the specifics of the functioning of the agricultural sector of the economy. Research methods. A dialectical method of scientific knowledge has been used, as well as a systematic research approach using the experience of lending in other countries, taking into account the results of scientific research by domestic scientists and reasonable assessments of the current state of credit services for agricultural producers, a set of methods for processing statistical data characterizing the dynamics and corresponding trends. Research results. The ways of further development of the system of financial and credit support of agricultural producers as an important component of agrarian transformations are determined, the best world experience is summarized, the assessment of the current state of lending to the agricultural economy is given. Scientific novelty. The further improvement of the credit support system for the needs of participants in the agricultural market in modern conditions was substantiated, as an important component of the comprehensive institutional support of the reform processes in the agricultural sector of Ukraine. Practical significance. The results of the study can be taken into account in the practical activities of government bodies, by participants in the agricultural market and the banking system, in the deepening of scientific research, in the educational process. Tabl.: 3. Figs.: 3. Refs.: 17.
Key words: banks; banking system; cooperative bank; land mortgage lending; capitalization

References

  1. Hladii, M.V., Luzan, Yu.Ya. (2020). Zemelna reforma: suchasni problemy ta shliakhy vyrishennia [Land reform: current problems and solutions]. Ekonomika APK, 2, pp. 6-19 [In Ukrainian]. https://doi.org/10/32/317/2221-1055.202002006.
  2. Dem’ianenko, M.Ya. (2007). Finansovi problemy formuvannia i rozvytku ahrarnoho rynku [Financial problems of the agrarian market formation and development]. Ekonomika APK, 5, pp. 5-10 [In Ukrainian].
  3. Zhuk, V.M., Bezdushna, Yu.S., Popko, S.Yu. (2019). Kapitalizatsiia natsionalnoho bahatstva Ukrainy: vartist zemel silskohospodarskoho pryznachennia: naukova dopovid [Capitalization of national wealth of Ukraine: the value of agricultural land: scientific report]. Kyiv: NNTs IAE [In Ukrainian].
  4. Dem’ianenko, M.Ya., Aleksiichuk, V.M., Hudz, O.Ye, Somyk, A.V. (2005). Ipotechne kredytuvannia v ahrarnomu sektori ekonomiky: monohrafiia [Mortgage lending in the agricultural sector of the economy: monograph]. Kyiv: NNTs IAE [In Ukrainian].
  5. Kyreiev, O.I., et al. (2004). Ipotechne kredytuvannia: problemy ta perspektyvy rozvytku v Ukraini: Informatsiino-analitychni materialy [Mortgage lending: problems and prospects for development in Ukraine: Information and analytical materials]. A.I. Kyreieva (Ed.). Kyiv: Tsentr naukovykh doslidzhen NBU [In Ukrainian].
  6. Korniichuk, H.V. (2014). Teoretychni osnovy kredytnoho zabezpechennia yak faktor ekonomichnoho zrostannia silskohospodarskykh pidpryiemstv [Theoretical foundations of credit security as a factor of economic growth of agricultural enterprises]. Oblik i finansy, 4(66), pp. 103-107 [In Ukrainian].
  7. Lupenko, Yu.O., Feshchenko, V.V. (2014). Rynok kapitalu dlia finansuvannia maloho ta serednoho biznesu v ahrarnomu sektori ekonomiky [Capital market for small and medium business financing in the agricultural sector of the economy]. Finansy, oblik i audyt, 2, pp. 65-78. Retrieved from: http:nbuv.gov.ua/Foa_20142-7 [In Ukrainian].
  8. Lupenko, Yu.O., Feshchenko, V.V. (2012). Suchasni instrumenty dlia finansuvannia ahrarnoho sektoru ekonomiky [Modern instruments for financing the agricultural sector of the economy]. Finansovyi rynok Ukrainy, 12, pp. 26-31 [In Ukrainian].
  9. Malik, M.Y., Shpykuliak, O.H. (2011). Instytualizatsiia ahrarnoho pidpryiemnytstva ta yii efektyvnist [Institutionalization of agrarian entrepreneurship and its efficiency]. Ekonomika APK, 7, pp. 169-177 [In Ukrainian].
  10. Hadzalo, Ya.M., Hladii, M.V., Sabluk, P.T., Luzan, Yu.Ya. (2020). Modernizatsiia derzhavnoi polityky rozvytku ahrarnoi sfery Ukrainy: vyklyky, shliakhy vyrishennia: monohrafiia [Modernization of the state policy of agrarian sphere development of Ukraine: challenges, ways of the decision: monograph]. Kyiv: Ahrarna nauka [In Ukrainian].
  11. Moldavan, L.V. (2015). Rozvytok kooperatsii v systemi kredytnoho zabezpechennia silskoho hospodarstva [Cooperation development in the system of credit provision of agriculture]. Ekonomika APK, 1, pp. 58-63 [In Ukrainian].
  12. Sabluk, P.T., et al. (2011). Orhanizatsiino-ekonomichna modernizatsiia ahrarnoi sfery: naukova dopovid [Organizational and economic modernization of the agrarian sector: scientific report]. P.T. Sabluk (Ed.). Kyiv: NNTs IAE [In Ukrainian].
  13. Palianychko, N.I. (2016). Svitovyi dosvid rozvytku zemelno-ipotechnoho kredytuvannia [World experience in the development of land mortgage lending]. Investytsii: praktyka ta dosvid, 17, pp. 59-63 [In Ukrainian].
  14. Sabluk, P.T. (2002). Problemy ipoteky zemli v konteksti finansovoi bezpeky Land mortgage problems in the context of financial security [Problemy foruvannia ipotechnoho rynku v konteksti finansovoi bezpeky Ukrainy]. Zb. Materialiv kruhloho stolu. Kyiv, pp. 112-119 [In Ukrainian].
  15. Silske hospodarstvo Ukrainy [Agriculture of Ukraine]. Stat. zbirnyk Derzhavnoi sluzhby statystyky Ukrainy. Retrieved from: www.ukrstat.gov.ua [In Ukrainian].
  16. Statystyka NBU [NBU statistics]. Ofitsiinyi sait NBU. Retrieved from: http: www.bank.gov.ua [In Ukrainian].
  17. Shpykuliak, O.H. (2009). Instytutsionalizm yak metodolohiia mizhdystsyplinarnoho poshuku v ekonomichnii teorii [Institutionalism as a methodology of interdisciplinary search in economic theory]. Ekonomika APK, 11, pp. 141-148 [In Ukrainian].
Read article: ekonomikaapk_2020_8_p_31_44.pdf